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ODSP and OW exemptions: Major Changes to interplay with car accident and personal injury awards

Recently released legislation appears to have made major changes to the law regarding ODSP and OW exemption limits for car accident and personal injury cases.  These changes appear to have been made very quietly without any significant announcements. ODSP appears to have completely eliminated the exemption cap on pain and suffering awards in injury cases (the cap had been $100,000).  See the excerpt below a ...

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Proposed accident benefits amendment on interest rates for car accident injury victims

On September 30, 2014, Ontario's government proposed a new amendment to the accident benefit regulation that governs the no-fault benefits available to car accident injury victims. The regulation can be found here: The regulation would further reduce the interest rate payable by insurance companies if they deny a benefit to a car ...

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Bill 15 in Ontario – The good and the bad re: personal injury law

On July 15, 2014, Bill 15 was carried through first reading in Ontario's legislative assembly.  It is not law yet, but the bill appears to have the strong support of the government and so it seems likely that it will eventually be passed.  The bill itself, and its legislative status, can be found at: ...

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How long do you have to file a lawsuit for denial of long term disability insurance benefits

Years ago, the government introduced a limitations act that appeared to standardize the amount of time that a person had to be able to start a lawsuit.  That law was brought in because it had become very difficult and confusing to figure out how much time someone had to file a lawsuit in Court. The general limitation period for many types of injury cases was set at 2 years from the date of loss or denial (t ...

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Ontario Car Accidents – Obtaining compensation

I.  BACKGROUND Ontario's car insurance system is difficult to understand. A lot of people think that the system is "no-fault", meaning that you are not allowed to sue if you are injured in an accident. That is not entirely true. If you are injured in a car accident in Ontario, you are probably entitled to certain "no-fault benefits", but you may also have the right to sue at-fault parties for your injuries. ...

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Ontario Accident Benefits Guide

*This article is not legal advice. It is for informational purposes only and represents general information as of February 2008. The author makes no representations or warranties about the correctness or accuracy of the information. Please immediately contact a lawyer to discuss your specific situation. 1. I was injured in a car accident. Am I entitled to compensation? In addition to the possibility of a la ...

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Scarborough Car Accidents and Weather

Scarborough Ontario's weather can include snow, rain, ice, and other conditions that can contribute to accidents. Driving can be more difficult and inattention, following too close, and driving too fast can lead to much worse results than would otherwise be the case in better weather. Insufficient tread on tires can also create additional risks during winter driving conditions. Given that the weather create ...

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