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Disability Insurance Denial – Fees and Strategy

Disability Insurance Denial – Fees and Strategy

It comes as a shock to most people: you are unable to work, you have been paying the disability insurance company regularly and on time (otherwise they would have cut off your cove ...

Insurance Assessors – Serious Concerns Raised

Insurance Assessors – Serious Concerns Raised

When you are injured in a car accident, there are usually two parts to your claim - (1) an accident benefits claim; and (2) a claim against the other driver (which is secretly defe ...

Feel less protected when driving recently??  You should, and you should explore steps to protect yourself…

Feel less protected when driving recently?? You should, and you should explore steps to protect yourself…

There are some very bad apples out there that cause car accidents - people who just do not seem to care and make no apologies for their negligence, despite causing horrible injurie ...

Are alligators safer than gorillas at law? Or just how powerful is the Disney brand?

Are alligators safer than gorillas at law? Or just how powerful is the Disney brand?

During the past few weeks we have seen a very powerful demonstration of the strength of the Disney brand and the importance of image when we compare two separate tragic incidents. ...

Car Accident Injury Benefits are changing again

Car Accident Injury Benefits are changing again

While I have been knee-deep in the industry as a personal injury lawyer who frequently deals with car accident injury lawsuits for many years, it seems that the changes that are be ...

New Study looks at effects of physical/mental injury/disability on labour market participation

New Study looks at effects of physical/mental injury/disability on labour market participation

A new study on Statistics Canada's website examines labour market participation rates among individuals who have a physical/mental injury that results in some disability.    The st ...

Deductible on pain and suffering (car accident injury) – RECENT NEWS

Deductible on pain and suffering (car accident injury) – RECENT NEWS

In Ontario, a "pain and suffering" award is only available to people who suffer a 'permanent and serious physical or psychological impairment or permanent and serious scarring'.  F ...

5 Ways to Evaluate a Personal Injury Lawyer

A qualified lawyer can make a huge difference in the outcome of a personal injury case, so it’s important to make the right decision. Most personal injury lawyers will specialize in one side of a particular case. They’ll be better on the plaintiff’s side (the person who was injured) or on the defendant’s side (the person who allegedly caused the injury). If you want to start a personal injury lawsuit, then ...

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Disability Insurance Denial – Fees and Strategy

It comes as a shock to most people: you are unable to work, you have been paying the disability insurance company regularly and on time (otherwise they would have cut off your coverage), then you get a letter from them saying that they have simply denied the claim.  Sometimes a doctor that they hand-selected and hired said you weren't entitled anymore and other times you are completely in the dark about the ...

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Feel less protected when driving recently?? You should, and you should explore steps to protect yourself…

There are some very bad apples out there that cause car accidents - people who just do not seem to care and make no apologies for their negligence, despite causing horrible injuries.  But there are also a ton of "good apples" who have a momentary lapse of concentration - ie: a moment of inattention due to a screaming child, or a tired eye.  All of those people need to be aware that the government's recent l ...

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Not wearing your seatbelt can hurt your car accident injury lawsuit too

For one reason or another people sometimes don't wear their seat-belts when they are in a car.  The failure to wear a seat-belt can sometimes affect your claim for car accident injury damages in a lawsuit.  However, sometimes there are legitimate and understandable reasons for not wearing one. Sometimes the evidence in a lawsuit shows that a seat-belt wouldn't have made any difference at all - I had a trial ...

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Who pays for treatment after a car accident injury in Ontario?

I am often asked about how the priority of payments works for treatment costs incurred after a car accident injury.  People often have accident benefits through their own car insurance company, perhaps they are named under another car insurance policy, maybe they were also an occupant of a car that had a car insurance policy too, and maybe they even had extended health coverage under theirs or a related per ...

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Four Good Reasons to Speak Up About Workplace Safety

Although many companies in Ontario maintain an open-door policy on workplace safety concerns, many employees are still reluctant to come forward with their concerns.  Perhaps you have noticed a few things in your own workplace that have made you stop and think twice.  Maintaining a safe workplace is everyone’s responsibility, and you should never feel dismissive about your own concerns.  Speaking up is the ...

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How Health Canada is Looking Out for You During Flu Season

Flu season is back in Ontario.  As the weather cools down, and the first hint of winter makes an appearance, Canadians are rolling up their sleeves at clinics all across the country in the hopes that they can make it through the season without catching that dreaded flu.  Vaccines have become a hot topic on daily talk shows and online forums.  Many people have strong opinions on the effectiveness of the flu ...

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Car Insurers can monitor your actual driving habits

There is a new device called "Ajusto" that can be installed in your car and allows insurers to monitor your driving behaviour, time spent on the road, times of day that you drive etc.  This is now actually in existence and being used by Desjardins/The Personal car insurance company. Depending on your point of view, it might seem like an excellent way to check the bad driving of some motorists or it can feel ...

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Four Car Accident Myths That Many Drivers Believe

There are plenty of misconceptions around the rules of the road, the requirements of the law, and insurance company policies.  Getting into a car accident, even a minor fender bender, puts you in a tough position where you have to remember a lot of things at once.  Here are four of the most common misconceptions that drivers overlook: Myth #1 - It’s up to me if I want to report the collision to police.  By ...

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Proposed accident benefits amendment on interest rates for car accident injury victims

On September 30, 2014, Ontario's government proposed a new amendment to the accident benefit regulation that governs the no-fault benefits available to car accident injury victims. The regulation can be found here:  http://www.ontariocanada.com/registry/view.do?postingId=15542&language=en The regulation would further reduce the interest rate payable by insurance companies if they deny a benefit to a car ...

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