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What does the

What does the "Any Occupation" test mean for Long Term Disability Benefits

Long term disability denial lawyer in Whitby - Steven Polak - discuses the Any Occupation test for disability benefits: After a prescribed period of time (usually after the first two years) most long term disability insurance companies (ie: Manulife, Great West Life, London Life, Prudential, Sunlife etc) have a new and stricter test for disability called the any occupation test.

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April 20, 2020 - in Disability, Personal Injury Lawyers
The Sound of Silence: why it’s best with adjusters

The Sound of Silence: why it’s best with adjusters

An article by a personal injury lawyer and disability denial lawyer in whitby ontario, about why silence is usually the best course of action with adjusters in car accident injury cases, disability denial cases and other personal injury matters.

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Long Term Disability Denial - Quantification Quandary

Long Term Disability Denial - Quantification Quandary

A discussion of a recent long term disability benefits denial lawsuit claim involving complications about the quantum of the benefits. Discussion by Long Term Disability benefits denial lawyer Steven Polak.

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Dec. 25, 2019 - in Advice, Disability, Disability Claims
Desjardins Insurance slapped with punitive & aggravated damages due to finding of unfair handling of denial of Long Term Disability Benefits

Desjardins Insurance slapped with punitive & aggravated damages due to finding of unfair handling of denial of Long Term Disability Benefits

On October 15, 2019 Madam Justice Young of the Supreme Court of British Columbia, issued her judgement in Greig v. Desjardins, awarding punitive damages of $200,000 and aggravated damages of $50,000 against Desjardins for its conduct in denying a claimant's long term disability benefits

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Woman who spills hot coffee on herself at McDonalds drive-through entitled to accident benefits

Woman who spills hot coffee on herself at McDonalds drive-through entitled to accident benefits

On July 24, 2017, Ontario’s Court of Appeal decided the case of Dittman v. Aviva.  The issue was wh

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July 25, 2017 - in Advice, Car Accident, Disability
Disability Insurance Denial – Fees and Strategy

Disability Insurance Denial – Fees and Strategy

It comes as a shock to most people: you are unable to work, you have been paying the disability ins

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May 7, 2017 - in Disability
My Disability Claim Was Denied: What’s Next?

My Disability Claim Was Denied: What’s Next?

Suffering with a disability that renders you unable to work is tough. When you’ve been denied a dis

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April 18, 2017 - in Disability
Car Accident Injury Benefits are changing again

Car Accident Injury Benefits are changing again

While I have been knee-deep in the industry as a personal injury lawyer who frequently deals with c

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Feb. 16, 2016 - in Advice, Car Accident, Disability
When things go wrong with your long term disability insurance company…

When things go wrong with your long term disability insurance company…

It all seems proper and appropriate when you receive your initial claim forms and speak with the (o

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June 24, 2015 - in Advice, Disability, Information, Insurance
personal injury lawyers percentage fee for slip and fall and car accident injury claims

personal injury lawyers percentage fee for slip and fall and car accident injury claims

Potential clients often ask me what the “usual” percentage legal fee is for personal injury cases a

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